Monthly Cash Flow Calculator
Enter opening balance, cash in and cash out to see net cash flow and your closing balance.
- Net cash flow
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- Cash out as share of cash in
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What is the Monthly Cash Flow Calculator?
The monthly cash flow calculator shows whether more money came in than went out. Enter your opening balance, total cash in and total cash out for the month to get the net cash flow, the closing balance and outflow as a share of inflow.
How it works
Net cash flow equals cash in minus cash out. Closing balance equals the opening balance plus net cash flow. Outflow as a share of inflow equals cash out divided by cash in times 100. A figure above 100 per cent means you spent more than you received.
How to use it
- Enter your opening bank or cash balance.
- Enter total cash received in the month.
- Enter total cash paid out in the month.
- Read net cash flow and the closing balance.
Monthly Cash Flow Calculator — FAQ
How is cash flow different from profit?
Profit counts sales and costs when they are billed. Cash flow counts when money actually moves, so an unpaid invoice raises profit but not cash.
What counts as cash in?
Customer payments, loan receipts, owner top-ups and any other money received in the period.
Can I chain months together?
Yes. Use one month closing balance as the next month opening balance.