CTC Breakup Calculator
Split an annual CTC into monthly basic, HRA, special allowance, employer contributions and gross pay.
- Monthly basic
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- Monthly HRA
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- Monthly special allowance (balance)
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- Monthly employer contributions
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Arithmetic for estimation only, not payroll, tax or legal advice. Company policy and current law decide the real figure. Assumes employer contributions sit inside the CTC.
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What is the CTC Breakup Calculator?
This calculator splits an annual CTC into a monthly salary structure. You type the basic as a per cent of CTC, HRA as a per cent of basic and employer contributions as a per cent of basic. The special allowance is the balance, and monthly gross is CTC less employer contributions, divided by twelve.
How it works
Annual basic is CTC times the basic per cent. HRA is basic times the HRA per cent. Employer contributions are basic times the contribution per cent. The special allowance is CTC minus those three. Monthly gross is CTC minus employer contributions, divided by 12. Every per cent is typed by you.
How to use it
- Enter the annual CTC offered.
- Type basic as a per cent of CTC.
- Type HRA and employer contribution per cents, both applied on basic.
- Read each monthly component and the monthly gross.
CTC Breakup Calculator — FAQ
Why is the special allowance a balance?
It is whatever remains of the CTC after basic, HRA and employer contributions, so the parts always add up to the full CTC.
Does gross include employer contributions?
No. This tool treats employer contributions as part of CTC but not part of the gross paid to the employee each month.
What if the special allowance turns negative?
Your per cents add up to more than the CTC. Lower the basic, HRA or contribution per cent until the balance is zero or more.