Lumpsum Investment Calculator
Estimate the future value and gain on a one-time investment from the amount, expected yearly return and years.
- Estimated gain
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- Total return
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An estimate only, not financial advice. Returns are not guaranteed.
What is the Lumpsum Investment Calculator?
This lumpsum investment calculator estimates what a single one-time investment could be worth in future. Enter the amount, an expected yearly return and the number of years to see the estimated future value, the gain in rupees and the total return in per cent.
How it works
The future value is the amount multiplied by (1 + r)^t, where r is the yearly return as a fraction and t is the number of years, with returns compounding once a year. The gain is the future value minus the amount invested, and total return is the gain divided by the amount.
How to use it
- Enter the one-time amount you will invest.
- Type the yearly return you expect.
- Enter the number of years you will stay invested.
- Read the future value, gain and total return.
Lumpsum Investment Calculator — FAQ
What return should I enter?
Enter a figure you consider reasonable for planning. This tool does not suggest a rate, and real returns can be higher or lower.
Is the return compounded yearly?
Yes. This tool compounds once a year. For other compounding frequencies, use the compound interest calculator.
Does it account for inflation or tax?
No. Inflation, charges and taxes are not included, so the real value of the gain can be lower than shown.